ACCOUNTS RECEIVABLES FACTORING
Cash Advances On Invoices To Improve Your Cash Flow

Accounts receivable factoring (also referred to as accounts receivable financing, business to business financing, invoice discounting, invoice factoring) provides low cost, fast cash advances on invoices for goods sold or services rendered. Factoring is not a loan, so no debt is created nor any liability incurred. Factoring improves cash flow and is a fast, cost effective cash advance on earned assets. Factoring provides fast cash advances to overcome your slow cash flow problem.

*Do you have a product or service business with business to business clients?
*Are your slow paying customers putting your business survival at risk?
*Would sales increase by offering terms to your business customers?
*Are you spending valuable time collecting payments instead of growing your business?
*Have you been turned down for traditional financing due to years in business, profitability, lack of assets or financial strength?
*Are you losing profits by giving discounts to businesses to pay cash money up front?

Business to business cash flow problems like these can be solved with a low cost, advance cash service called factoring, which is a cash advance on assets already earned. Regardless of how long you've been in business, you've probably had an exceptionally difficult time finding a company who will even talk to you about purchasing your invoices. Then they probably quoted you a processing fee so high it took your breath away. We are different.

Your Accounts Receivable Are Worth Cash

Accounts receivable factoring (also referred to as accounts receivable financing, business to business financing, invoice discounting, invoice factoring) is a cash flow management tool whereby a business sells its outstanding receivables to a financial institution and receives an immediate cash advance. If your business sells products or services to other businesses or governments on credit terms, you can now factor your receivables, get immediate cash and eliminate the long billing cycles that strangle your business cash flow and growth.

Invoice Factoring: Low Cost, Cash Advances

For any business, cash is king and effective cash flow management is the name of the game. Manage cash flow resources effectively and your business grows. Mismanage cash flow resources and your business dies. Invoice factoring is a great,effective, low cost way to grow and expand your business without creating any new debt or tapping into your line of credit. In other words, you'll be getting cash for an asset you already own.

Don't Turn New Business Away Anymore!

New business equals cash money and profit, but in a growing economy where so many companies are expanding rapidly, waiting 30 plus days or more for your invoices to be paid can result in a significant loss of business, revenue and growth opportunity. To avoid this situation, many companies simply turn down those extra business opportunities that come with a growing market. Those who accept that new business will struggle along, carrying those new customers with a virtual interest free revolving line of credit. In so doing, they strangle their supply of business cash flow that is vital to every company's existence. A factoring service like ours can eliminate this problem once and for all.

Factoring (Accounts receivable financing) provides immediate cash and offers small to medium sized businesses the instant cash advantage that was once available only to large businesses with high sales volumes. With factoring, there is automatic access to credit and collection services.

No need to spend your profits on maintaining accounts receivables.

In difficult economic times, many businesses have cash flow problems brought on by reduced cash flow and slow paying customers. Because factoring is not a loan, a factoring service looks at the creditworthiness of your clients, and businesses who are viewed by banks as too great of a credit risk can easily be approved and receive the immediate funding they need for their business.

The difference between accounts receivable factoring (also referred to as accounts receivable financing, business to business financing, invoice discounting, invoice factoring) and a bank loan or line of credit is simple and refreshing: Leverage. Accounts receivable financing looks at the collective creditworthiness of your clients. A bank loan looks at you. A bank loan is based on your credit, your assets and your ability to pay back the loan. With factoring, the credit decision is based on the credit strength of your clients.

In effect, the more creditworthy customers you have, the more cash you could have available to expand your business. Our Capital Funding can provide the resources to fuel your business through the wild swings in your cash flow by getting you your money now, instead of waiting 30, 60, 90 days or longer. You'll be able to pay your suppliers quicker, so that you can negotiate the very best prices. In our experience, the ability to take on more jobs, hire more employees, generate more revenue and negotiate maximum discounts and optimum material pricing can more than make up for the nominal cost of accounts receivable factoring (also referred to as accounts receivable financing, business to business financing, invoice discounting, invoice factoring)

Start Up Companies: We Have Your Solution!

Many new business start ups find it difficult or impossible to carry customers on terms and grow their business. With factoring, these businesses receive a cash advance which eliminates the waiting period of 30 to 45 days or more for the invoices to be paid. In short, factoring helps a company speed up its cash flow, stimulating growth through the funding to meet current financial obligations and possibly take advantage of high volume and early payment discounts.

If you own a company that's been around from 1 day up to 24 months, and you've ever tried to get funding assistance from your bank, chances are that you hit a brick wall. Without 2 years of strong financials, most banks and conventional funding sources won't touch you. Even if they did, taking on debt won't help your balance sheet. Factoring, on the other hand doesn't create any debt. Instead, it leverages the financial strength and creditworthiness of your clients. As long as your customers are creditworthy, you can get cash advances on those invoices to grow your business! Factoring is not a loan. It's a cash advance on an asset that you've already earned.

In effect, the more creditworthy customers you have, the more cash you could have available to grow your business. Our Capital Funding can provide the resources to fuel your business through the wild swings in your cash flow by getting you your money now, instead of waiting 30, 60, 90 days or longer. You'll be able to pay your suppliers quickly, so that you can negotiate the very best prices. In our experience, the ability to take on more jobs, hire more employees, generate more revenue and negotiate maximum discounts and optimum material pricing can more than make up for the nominal cost of accounts receivable factoring (also referred to as accounts receivable financing, business to business financing, invoice discounting, invoice factoring)

Cash Flow Challenges:

*Insufficient cash flow to fuel your growth.
*Trouble covering your payroll.
*Can't take material discounts.
*Big jobs eat up all your cash.
*Can't afford to take on new customers.

Use Your Customer's Good Credit As Leverage

Because we look at the creditworthiness of your clients, it's easy to qualify as long as you meet the following criteria:

*Your customer(s) must be other (creditworthy) businesses.
*Each invoice must be valid for goods that you sold and delivered, or for services that you already rendered to your customer's satisfaction.
*Do you have a product or service business with business to business clients?
*Are your slow paying customers putting your business survival at risk?
*Would sales flow increase by offering terms to your business customers?
*Are you spending time collecting payments instead of growing your business?
*Are you losing profits by giving discounts to businesses to pay cash money?

Business to business cash flow problems like these can be solved with a low cost, advance cash service called factoring. A cash advance on assets that you have already earned. Accounts receivable factoring (also referred to as accounts receivable financing, business to business financing, invoice discounting, invoice factoring) can help.

The Process

Initial account setup takes about 5 business days. Once your account is established, you'll simply overnight us a package with the invoices you want funded and you'll receive a wire transfer into your account within 24 hours. A small percentage is held in reserve and when your clients pay their invoices, the remainder less fees is wired into your account. (It's that simple)
Factoring can be an asset and even an alternative to traditional bank financing when you consider the cost of maintaining receivables for 30,45 plus days and the administrative expense associated with collections.

What is My Cost?
The financing fee will be determined by the quality of your accounts. The fee will be dependent upon the credit risk and performance of your accounts. In any case, factoring is very affordable. Typically fees will range between 2% and 4%.
How Long Does It Take?
The first transaction usually takes 5 days. Once an account has been set up, cash can be wired to your bank account anywhere in the country within 24 hours.
What Are My Monthly Obligations?
Factoring is not a loan; therefore there is no debt repayment. You are in total control of how much you factor and when, depending on your personal cash flow needs.

10 Reasons To Use A Factoring Cash Advance:

1) Stop Turning Customers Away When They Want Terms.
Stop letting your lack of working capital determine your future growth. If new creditworthy customers want you to give them terms, now you can without worrying what it will do to your bottom line. When you're not turning away customers, just think how much faster you will grow.
2) Cash In As Little As 48 Hours.
We can provide you with the ability to meet your cash flow needs immediately.
3) No Debt Is Created.
With accounts receivable factoring (also referred to as accounts receivable financing, business to business financing, invoice discounting, invoice factoring) you are not taking on any debt or giving up equity. You are selling an asset. Factoring is not a loan, so there is no debt to repay. Your balance sheet is more attractive and your financial position is strengthened.
4) High Advance Rate.
Our participating factors provide higher advance rates which means you factor fewer invoices to meet your cash flow needs, which also means you will save more money.
5) Expand Your Business.
Working capital grows as your sales grow.
6) Professional Collections.
Our processing company handles collections and treats each debtor like it's your best customer.
7) Enhance Your Credit.
Once you begin factoring, the increased cash flow will provide the liquidity to pay your vendors on time. Making timely payments to vendors positively affects your credit rating and allows you to obtain credit from other vendors and financial institutions.
8) Increased Productivity.
Less administration means more time to run your business.
9) Reduce Accounting Cost.
You will receive information regarding outstanding and paid accounts regularly.
10) No Loss Of Business Equity.
Ownership percentages remain unchanged with a factoring arrangement.

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ACCOUNTS RECEIVABLES FACTORING
Cash Advances On Invoices To Improve Your Cash Flow

(also referred to as accounts receivable financing, business to business financing, invoice discounting, invoice factoring)

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